When you put less than 20% down to purchase a home, there’s a higher risk that if the market declines, or if you can’t pay your mortgage and need to sell, you may not be able to cover the full loan balance and past due fees with the sale proceeds. That’s why lenders often require…

If you're applying for an FHA Loan, one of the criteria's which affect your loan approval status is your credit score. This rating can change drastically based on credit utilization, recent credit activity, and other factors. If you don't know your current score, you can keep track of your credit score and see ways to…