Fannie Mae and Freddie Mac are restricted to purchasing mortgages with origination balances below a specific amount, known as the “conforming loan limit.” Mortgage Loans above the conforming loan limit are known as jumbo loans. FHA loan limits for 2019 increased in most US counties to accommodate for the increased cost of housing. The FHA…

Qualifying for an FHA Loan is not too different than applying for any other type of home loan. However, making sure you’re working with an expert FHA Loan Officer is crucial to ensuring you actually meet all requirements to be approved for an FHA loan. To Apply for an FHA Loan, your lender will need…

If you're applying for an FHA Loan, one of the criteria's which affect your loan approval status is your credit score. This rating can change drastically based on credit utilization, recent credit activity, and other factors. If you don't know your current score, you can keep track of your credit score and see ways to…