FHA Home Inspection

Why a Buyer Needs a Home Inspection
A home inspection gives the buyer more detailed information about the overall condition of the
home prior to purchase. In a home inspection, a qualified inspector takes an in-depth, unbiased
look at your potential new home to:

Evaluate the physical condition: structure, construction, and mechanical systems; Identify items that need to be repaired or replaced; and Estimate the remaining useful life of the major systems, equipment, structure, and finishes.

You Must Ask for a Home Inspection

A home inspection will only occur if you arrange for one. FHA does not perform a home inspection.
Decide early. You may be able to make your contract contingent on the results of the inspection.

Appraisals are Different from Home Inspections
An appraisal is different from a home inspection and does not replace a home inspection. Appraisals estimate the
value of the property for lenders. An appraisal is required to ensure the property is marketable. Home inspections
evaluate the condition of the home for buyers.

FHA Does Not Guarantee the Value or Condition of your Potential New Home
If you find problems with your new home after closing, FHA cannot give or lend you money
for repairs, and FHA cannot buy the home back from you. Ask a qualified home inspector to
inspect your potential new home and give you the information you need to make a wise
decision.

Radon Gas Testing and other safety/health issues
The United States Environmental Protection Agency and the Surgeon General of the United States
have recommended that all houses should be tested for radon. For more information on radon
testing, call the toll-free National Radon Information Line at 1-800-SOS-Radon or 1-800-767-7236.
Ask your home inspector about additional health and safety tests that may be relevant for your
home.

Be an Informed Buyer
It is your responsibility to be an informed buyer. You have the right to carefully examine your
potential new home with a qualified home inspector. To find a qualified home inspector ask for
references from friends, realtors, local licensing authorities and organizations that qualify and test
home inspectors.