FHA Loan Limits in 2019

Fannie Mae and Freddie Mac are restricted to purchasing mortgages with origination balances below a specific amount, known as the “conforming loan limit.” Mortgage Loans above the conforming loan limit are known as jumbo loans.

FHA loan limits for 2019 increased in most US counties to accommodate for the increased cost of housing. The FHA loan limit for high-cost areas increased to $726,525 while the low-end limit increased to $314,827. The below searchable chart lists current FHA loan limits by county.

2019 Conforming Loan Limits

2019 FHA Loan Limit Summary

According to the Department of Housing and Urban Development, the maximum FHA lending amount for high-cost metropolitan areas rose to $726,525 in 2019 (up from $679,650 in 2018). In areas with lower housing costs, the FHA limit can be as low as $314,827.

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